In the game, you begin with the initial 450 pleuro starting money. This amount will be given to the factory at the beginning of the game, providing you with the necessary financial resources to kickstart your entrepreneurial journey.
As a start-up, you have the opportunity to approach the bank for a subordinated loan, with a maximum amount of 5.000 pleuro available. However, it is crucial to note that you must present compelling and well-thought-out financial plans to convince the bank. The level of risk involved will directly impact the interest rate offered. Remember, without solid plans, securing a loan from the bank will not be possible. 
The subordinated loan carries a baseline interest rate of 4.3% per session. The duration of the payback period can be negotiated. At  the end of the agreed payback period, the entire loan amount, including the accumulated interest, must be repaid in full.
Your company has acquired ownership of a building worth 10.000 pleuro. The purchase of this property was financed through a linear mortgage loan, which covers 100% of the property’s value. This loan structure allows you to gradually repay the loan amount over time, ensuring a smooth and manageable repayment process. 
The mortgage loan for the building has a designated payback period of 5 rounds. Throughout this period, an interest rate of 4.3% per round will be applied to the outstanding balance. This arrangement ensures that the loan and the accrued interest are gradually repaid over the specified timeframe.
The building you acquired will undergo depreciation in a round at a rate of 10% of its purchase value. This depreciation reflects the gradual decrease in the value of the building over time, accounting for wear and tear or other factors influencing its worth. 
The general overhead expenses for employees in your company amount to 50 pleuro per week. These costs will be invoiced every week within a game by the employment agency, representing the regular paychecks for your employees. It is important to assign and manage these expenses effectively to ensure smooth operations and timely payment to your staff. You can use this salary form.